📋 50/30/20 Budget Calculator
Needs
50%
Housing, food, transport, utilities, insurance, minimum debt payments
Wants
30%
Dining out, entertainment, subscriptions, hobbies, shopping
Savings
20%
Emergency fund, retirement, debt payoff, investments
🔧 Free Tools to Track Your Budget
⚠️ Educational purposes only. Not financial advice. The 50/30/20 rule is a guideline — adjust percentages based on your personal situation.